Erie Home Insurance

Although Erie Insurance originated in 1925 as a car insurance company, Erie Insurance Group is now a premier provider of homeowners insurance. Erie home insurance is sold through independent agents in at least eleven states in the U.S. , including Illinois, Indiana, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia and Wisconsin. Erie agents are found in Washington D.C. as well.

One reason homeowners are finding Erie home insurance so attractive is because of the rates and discounts offered by this company. Customers receive special pricing when they purchase more than one line of insurance from Erie, when they install safety devices, when they purchase a new home, and when they are over the age of forty-six. With Erie home insurance, as homeowners age, their house insurance rates go down each year until age sixty-five. Even if clients do not qualify for all of the discounts offered by Erie home insurance, the basic rates are lower than larger insurance companies.

Rates mean nothing, however, without great customer service. Erie home insurance offers coverage to almost any type of dwelling. Whether home is an apartment, at mobile home, a condo, or a single detached building, Erie home insurance has a policy that will protect a family from catastrophic loss. An Erie home policy can guarantee replacement costs of a house and any buildings attached to it. Most policies also provide up to three thousand dollars in coverage for the loss of luxury items such as fur coats, jewelry, and watches.

In today’s litigious atmosphere, Erie home insurance clients feel safe when they purchase the HomeProtector program. Erie offers three different options to meet customer needs in case of an accident on their property or an emergency housing situation. The Broadcover plan encompasses the basic needs which all homeowner insurance customers should have. This plan provides for replacement of the structure and any personal property losses. It also covers medical and liability payments to anyone injured on the acreage. Broadcover even provides money for loss of use incurred until replacements can be procured.

Although a bit more expensive, the ExtraCover policy offered by Erie home insurance gives additional safeguards. This policy covers personal liability for bodily injury incurred and will cover property damage or personal injury cases filed outside of the United States. This policy also provides for temporary housing until a new structure is finished.

The most expensive home insurance coverage offered by Erie is the Ultracover policy. With this policy, consumers can know that they have the best insurance coverage available. Replacement cost settlements will be offered on all buildings, structures, and personal property. Medical expenses and relocation costs will be refunded.

Erie home insurance has maintained its reputation through providing excellent insurance at the most reasonable prices available for over seventy years. With its outstanding claims services, it should continue to give its customers rapid, caring service during crisis situations that may occur in the future.