Auto Free Insurance Quote

Prior to the widespread use of the Internet, most people received their car insurance quotes either by telephone or by visiting a local agent. In both cases, getting a quote was a rather slow and tedious affair, especially if you wanted to comparison shop between several companies. Today, the availability of auto insurance online quotes makes it easier for customers to find the best insurance for their money. Nearly all of the major auto insurance companies offer the ability to get instant quotes.

With an online insurance quote, you’re able to see exactly how much you’ll have to spend per month on insurance premiums, allowing you to better plan your budget – or find another company with more favorable rates. Customers can also apply discounts and check important information to make sure that it is as accurate as possible – steps that could help you save money.

Getting an actual online quote is a pretty simple affair. When dealing with most major auto insurance websites, the process of getting a quote is a step-by-step process, with guides that help you enter the right information in all the right areas. The information that’ll be asked of you during this process is pretty straightforward – you’ll be asked how old you are, where you live, what kind of cars do you own and how far your average daily commute is. You’ll also be asked more in-depth information such as if you own or lease your current vehicles, which one you end up driving the most if you have multiple cars, where you park your car at night and the level of safety equipment that it has, whether it was factory installed or aftermarket. All of this information makes it easier for the insurance companies to deliver the most accurate and cheapest quotes possible. Just follow the online instructions, fill in the information to the best of your abilities and in no time, you’ll have a nearly instant quote generated for you at the end of the session. You can even go back and change information to see how it would affect your estimated rates.

There is another advantage to receiving car insurance quotes online: the ability to comparison shop between multiple companies. Websites such as NetQuote.com make it possible to receive quotes from several auto insurance companies with only one form to fill out. That means that you won’t have to fill in all of the information discussed previously every time you visit another insurance company website. In fact, most comparison oriented websites are one-stop shopping affairs – the quotes come straight to you from established companies such as GEICO, Progressive, Nationwide and State Farm.

Getting a car insurance quote online usually takes around 15 to 30 minutes. In comparison, you may have to spend an hour or more with an agent if you opt for a face-to-face or via-telephone option. Receiving your quote via the Internet is often the faster choice, plus some sites have live representatives that can answer your questions if you have any concerns about the online process. Nearly all car insurance companies offer online quotes as a no-cost service to prospective customers. In other words, you won’t have to pay a single dime for an online quote, or be beholden to any offers in exchange for a quote via phone or agent.