Best Rewards Credit Card

Whether you are looking for a business credit card or a card for personal use, it is incredibly important to get the most out of that card. In today’s credit world, plenty of options exist. Companies are pitted against one another in a high stakes contest to gain market share. This means that they’re coming out firing with great offers, including credit card rewards. Getting the best rewards credit card should be your focus, since this actually gives you an incentive to shop with the card. The best reward credit card for you will be the one that offers benefits based upon what you actually purchase.

Cash back rewards
When looking for the best credit card reward program, you want to especially consider cash back programs. While some programs will give you gifts and tell you how to spend your reward points, the best cards give you complete control over this. Find the best rewards credit card that offers you the chance to earn between 1% and 2% cash back on all purchases. The Chase Freedom Mastercard is a good example of one of these cards, as it offers full 1% cash back on every single purchase that you make.

Additionally, you should look for cards that offer large cash back percentages on popular purchases. For instance, that same Chase Freedom card offers 5% on gas and food purchases, meaning that you can rack up big money by just taking care of everyday expenses. The Capital One No Hassle card has a similar offer, though it is only at 3% on those purchases.

Flight rewards
Though probably not as good as cash back, many cards will offer you travel incentives through sky miles. The best rewards credit card in this category is the Capital One VentureOne card. When you use this card, you can earn more than one sky mile per dollar that you spend. For people who use their card a lot, this can lead to major savings. The nice thing about this program is that you can use your sky miles to fly pretty much anywhere, whether your destination is for business or for pleasure. Taking a vacation at the end of the year is easier when you have the best rewards credit card.

Business rewards
For business owners, getting a rewards card is especially important. It all comes down to what your bottom line looks like at the end of the year, and using a rewards card will help keep it healthy. The Ink Cash card by Chase is a leader in this category, as it offers unlimited cash back to businesses on all purchases. Because this card has a high limit, you can make those major purchases that your business needs to make each month, cashing in on at least 1% every time you do this. For those business owners who hit the road a lot to make sales calls, the 3% gasoline cash back program is something that can help out in tough economic times.