American General Life Insurance Company

Life insurance is a priority for many people who have families. They want to make sure their children are taken care of if they die. While that’s the primary reason for buying health insurance, there are other reasons as well. One is to pay for funeral costs and death-related expenses if you should pass. Other reasons are for tax-deferred savings, inheritance for heirs, and contributions to charities.

There are many companies that offer life insurance, but it’s recommended you put your trust in a company that has been around for a long time and has established a solid reputation. One good example is American General Life Insurance Company. They have been around for almost a century, which is a sure sign of quality. With a focus on personal service from the very beginning, American General Life Insurance Company managed to slowly grind their way to the top of the industry. They now have over 4,000 employees, offices around the country, and a home base in Houston.

American General Life Insurance Company is a part of American General Life Companies, which is often referred to as American General. It’s also common for people to say ‘General American Life Insurance Company’ opposed to ‘American General Life Insurance Company.’ They are the same.

There are two types of life insurance offered at American General Life Insurance, which are Term Life Insurance and Permanent Life Insurance. We’ll focus on Term Life Insurance first. Term Life Insurance means there is a specified period of time for coverage. Many people choose this option because it’s cheap and easy to understand. This is especially the case at American General Life Insurance, considering they put so much emphasis on personalized service. With Term Life Insurance, the younger you are, the lower the premiums you will pay. As you age and renew coverage, premiums will increase. At American General, there are several Term Life Insurance coverage options to choose from. These include 5, 10, 15, 20, or 30 years. You can also use AG Select-A-Term, which will allow you to choose between coverage options of 10, 12, or 15-30 years. Overall, Term Life Insurance is a popular choice, but keep in mind that there will be no savings.

American General Life Insurance Company also offers Permanent Life Insurance. This means the coverage will be for a non-flexible period of time. Premiums will never change. The best part about choosing Permanent Life Insurance is that you will be able to build up tax-deferred savings. American General Life Insurance offers four different types of Permanent Life Insurance: Universal, Index Universal, Variable, Whole. To find out which option is best for you, contact American General Life Insurance at 1-800-231-3655. If you prefer to fax, the number is 1-713-831-3028. If you wish to request a quote, call 1-888-543-3371. There is no specific e-mail address for customer service, but there is a good reason for this. If you wish to contact via internet, you’re required to fill out a short form. This makes sense and is beneficial for you. It will give them as much information as possible, which will speed up their response time and allow them to respond with more specific answers.