Commerce Online Banking

Commerce Bank upgraded its online banking program in 2003, converting a rarely-used tool into a free staple of its banking experience. The attempt proved fruitful—consumers leapt onto the new application with enthusiasm. Today, Commerce Bank continues to offer the high quality banking software that is necessary in today’s banking market.

A quick look through its terms and conditions and online banking homepage finds Commerce Bank online bank offering a good selection of services. Customers may:

• Obtain account balances and transaction history
• Change statement delivery options
• Submit a request to open new accounts
• Change security and password information
• Create and update email addresses
• Receive email alerts
• Access services from a cell phone or other mobile device
• Send and receive email directly to Commerce Bank
• View copies of tax forms
• View and print images of paid checks

All in all, this is a competitive list. Convenience is an obvious priority—Commerce Bank wants its customers to be able to conduct all their banking needs from any internet connected device, ranging from conventional computers to the new wave of all-in-one mobile phone platforms.

Access to tax forms makes April 15th a breeze. This benefit speaks to one of the biggest selling points of online banking—the ability to conduct the vast majority of online business from the same multiuse location. With tax forms and online statements only a few mouse clicks away, information can be rapidly accessed and processed from a single device.

The other features are what one would expect from any online banking service—changeable and accessible security information, automated alert systems, and customer service are features which any consumer expects from an online banking service.

The ability to view and print images of paid checks is a particularly convenient feature. The inability to view copies of documents has been one of the shackles holding back online banking, but the robust nature of today’s internet has made scanning, storing, and accessing this information particularly convenient. Both the bank and its clients have access to all data online, neatly organized into a massive yet easy-to-navigate database.

Commerce Bank online banking is top-of-the-line. It lives up to all the expectations of online banking supplemented by a few key features that make managing one’s finances extraordinarily convenient.